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CompuGain adapts itself to the client’s needs in terms of project delivery models.

• Credit Risk Management
• Financial and Forecasting Models
• Financial Analytics and Credit Risk reporting
• REO Management
• Investment portfolios and trades
• Mortgage processing
• Servicing
• Securitization and MBS portfolios
• Guarantee Fees and GA/GO
• eMortgage Framework and Implementation
• MISMO compliance and data standards
• Regulatory compliance (SOX)
• Technology solutions implementation and Support

Products and Tools

• Financial Data Analytics Framework
• Model Driven Architecture Tools
• MISMO SMART Doc Validation Tools
• Electronic Document Management Framework (US Patent Approved)
• Customizable XML digital signature tools
• SOX Compliance Validation Framework
• SOX Compliance Intelligence Suite

Current Mortgage Market
The recent sharp increase in subprime mortgage loan delinquencies and the increase in foreclosure properties raise important regulatory issues. The regulatory changes and compliance to offset these delinquencies and foreclosures impacts the mortgage processes across the industry.

How can we help?
CompuGain can help you in the following areas to strengthen the mortgage processes and manage the sub-prime impacts:

• Re-architect loan origination/underwriting systems for changes in regulatory loan limits    and related business rules
• Loan Risk Analysis and Reporting
• Investor Reporting (detailed publication of MBS Information)
• Credit Loss Tracking and Reporting for servicers and investors (with proactive default    identification and alerts)
• Substantial savings in time and cost of Application Development by leveraging cutting    edge code generation tools
• Significant cost savings using a multi-shore global delivery model