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Financial and Forecasting Models
CompuGain has assisted in implementing forecasting methodologies for several of its Fortune 500 clients. Forecasting efforts have become an integral part of business decision making in a changing economic environment and CompuGain has developed a sound and concrete approach that is best in class. Some of the items successfully implemented include (and are not limited to):

  • Lender SWAP volumes
  • Risk based premiums (credit fees) and other cash items charged upon issuance of new    business
  • Valuation forecasting based on key economic drivers - including abilities to forecast    different economic scenarios
  • Day 2 amortization projections based on model driven factors, with shock analysis

Financial Analytics and Credit Risk reporting
CompuGain has designed and implemented several valuable Analytics packages to assist in monitoring and communication business results, with a goal of making business decision making easier and well informed – CompuGain’s approach has proven "value add" and has received feedback from our clients senior management to have provided significant clarity in complex business and operating models. Our approach includes:

  • Clearly identifying relevant reportable business transaction with key drivers and build    reporting process around these items
  • Generating concise and comprehendible reporting that allows for valuable business    discussion and identifies risk matrices that influence the business results
  • Take a pure analytical view using external drivers to validate results in a meaningful    manner
  • Leave client with well documented and repeatable process

REO Management
CompuGain has always been in touch with its clients changing business environment and as such has become more involved in initiatives surrounding the recent downturn in the housing market. REO management has become a key focus at all our financial clients and CompuGain has been able to assist cross functionally. Some of the areas we have assisted with include:

  • Identifying key loan attributes early in the process and being able to sort out potentially    troubled collateral
  • Valuation generation for both accounting and operational processes relating to MBS 4    plus populations
  • Review and improvement of related accounting processes including SOP-03, TDR, loan    loss provision and asset impairment
  • Targeted efforts in the local regions where loss mitigation strategies are proving to yield    most effective results

End-to-end enablement of eMortgage for a Fortune 500 Information Management Services Company

  • Built a versatile Settlement Services Exchange
  • Implemented eClosing, eSignature and eVault offering
  • Implemented a Vendor Services Exchange